情報アイランド

「情報を制する者は世界を制す」をモットーに様々な情報を提供することを目指すブログです。現在はプログラミング関連情報が多めですが、投資関連情報も取り扱っていきたいです。

ディクテーションの実例180 クレジットスコアの低下について

クレジットスコアの低下について説明している下の動画でディクテーションをしてみました。

Bad Credit
http://www.investopedia.com/terms/b/bad-credit.asp

下がディクテーションしてみた結果です。私はリスニング力が低いので聞き取れなかった部分もありました。そのような部分は?で表しています。また、リスニング力が低いため聞き間違えている部分も多いかと思います。

もし聞き間違えている部分を見付けたら、コメントで教えてくださるととてもありがたいです。


while it's well known that making late payments on your mortgage or car will lower your credit score, other lesser known mistakes can also harm your rating. for example, ? has had the same credit card for the past ten years, paying the balance on time every month. she decides to get a new gold credit card so she can earn reward points and cancels her original credit card since she doesn't intend using anymore. ? is surprised to learn that her credit score is now lower. by canceling her first credit card, ? removes years of positive credit, which damaged her credit history. one day, ? receives a letter notifying her that she's been approved for a new credit card with a higher limit and lower interest than her new gold card. ? decides to transfer most of her debts to this new card and save an interest. her balance is just under the limit. however, ? credit score drops again. this is because the debt to limit ratio on her card exceeded 50%, which ? credit bureau. ? learns that it's best to keep the debt to limit ratio on her card below 30% and spread out her debt between multiple cards. ? finally pays out her credit card debt and ? by traveling for few months. when ? returns for her trip, her credit score has droped yet again. she accumulated library late fees and missed a few monthly gym payments. even these little mistakes hurt her rating.

pizyumi
プログラミング歴19年のベテランプログラマー。業務システム全般何でも作れます。現在はWeb系の技術を勉強中。
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