情報アイランド

「情報を制する者は世界を制す」をモットーに様々な情報を提供することを目指すブログです。現在はプログラミング関連情報が多めですが、投資関連情報も取り扱っていきたいです。

ディクテーションの実例100 住宅ローンについて

住宅ローンについて説明している下の動画でディクテーションをしてみました。

How To Get A Cheaper Mortgage
http://www.investopedia.com/video/play/how-to-get-a-cheaper-mortgage/

下がディクテーションしてみた結果です。私はリスニング力が低いので聞き取れなかった部分もありました。そのような部分は?で表しています。また、リスニング力が低いため聞き間違えている部分も多いかと思います。

もし聞き間違えている部分を見付けたら、コメントで教えてくださるととてもありがたいです。


for many people, a home is the most expensive purchase they are able to make. naturally, getting the best way to a mortgage loan is vital, as even a half point rate reduction can mean thousands of dollars in your pocket. the first step in getting the best way is to examine your credit score. the stronger your credit, the better the financing lenders will be able to offer you. the major credit agencies usually have a slightly different record of your credit history. so, check your score with all three, transunion, equifax, experian. the next step is to shop around. one of the best ways to do this is through a mortgage broker. they can look up the rates for several lenders and they only have to pull your credit score once. in addition to traditional banks, you may want to consider a credit union. because they are owned by their customers, some of the profits are disposed in the form of lower rates. one way to get a low interest loan is through an adjustable rate mortgage. however, while these products may offer the best way for the first few years, your cost can go up when the loan resets, typically after three or five years. make sure you talk to your lender to understand how these loans work before taking ?. finally, some home owners decide to pay fees known as points in exchange for a lower rate. points are interest that the borrower pays up front. make sure you calculate what the break-even point would be ?. usually, you have to hold a mortgage in excess of five years to see the benefit. follow these tips and you'll be on your way to ? home loan.


難しめの単語や熟語の意味です。

  • shop around・・・探し回る
  • credit union・・・信用協同組合
  • break-even point・・・損益分岐点
pizyumi
プログラミング歴19年のベテランプログラマー。業務システム全般何でも作れます。現在はWeb系の技術を勉強中。
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