income investing is a term used to describe a style of stock-picking focusing on securities that generate a stream of cash, like traditional bonds, dividend-paying stocks and diversified investment structures that basket income-producing equities like mutual funds and etfs. income investing is a strategy commonly used by risk-averse investors who gravitate toward investments with low to zero volatility or those associated with reputable companies. its contrasting strategy, growth investing is often chosen by investors with more tolerance for risk and willingness to invest in less-established companies with stock prices that swing more than blue chips, with the hope that the return will be greater than the industry average. for most income investors, this strategy doesn't fit in with their investing objectives. for example, remi is a few years away from her retirement. as such, she will need a regular income stream to cover basic living costs when her working years are over. remi ? and simply wants to enjoy her twilight years without having to worry about money. after years of ? contributions to her retirement fund, she reallocates her portfolio to a more conservative mandate of investing in income producing securities. her new portfolio consists of government bonds which make steady coupon payments and reputable stocks which are consistent in their dividend payments. by doing this, her portfolio will fluctuate far less than others with more growth-oriented mandates, and remi has a steady cash flow coming into her account.
- growth investing・・・グロース投資
- twilight years・・・晩年