institutional investors are organizations, individuals or groups of investors that together have a significant amount of money to invest. this can include insurance companies, banks, hedge funds, retirement funds and mutual funds. due to the size of their combined investment money, institutional investors are generally considered better educated in the stock market and are therefore subjected to fewer protective regulations than other investors are. these wealthy and sizable investors can also play major parts in the management of corporations, buying and selling shares while exercising boarding rights on corporate boards. their involvement in a company can have a decisive impact on whether a company profits or closes it's stores. for example, joe runs the alhanati fund, which is responsible for managing the investments of large clients such as public sector pensions and national endowments that ? billions of dollars. because of it's size, the alhanati fund is able to buy a majority stake in prag palladium and play a major role in it's managements. by investing it's client's money in a company that it can direct, joe's fund can make significant investments for it's investors.
- retirement fund・・・退職基金