情報アイランド

「情報を制する者は世界を制す」をモットーに様々な情報を提供することを目指すブログです。現在はプログラミング関連情報が多めですが、投資関連情報も取り扱っていきたいです。

ディクテーションの実例221 住宅ローンについて

住宅ローンについて説明している下の動画でディクテーションをしてみました。

What Is A Mortgage?
http://www.investopedia.com/video/play/what-mortgage/

下がディクテーションしてみた結果です。私はリスニング力が低いので聞き取れなかった部分もありました。そのような部分は?で表しています。また、リスニング力が低いため聞き間違えている部分も多いかと思います。

もし聞き間違えている部分を見付けたら、コメントで教えてくださるととてもありがたいです。


a mortgage is a loan used to purchase a home where the property serves as the borrower's collateral. let's look at ?, who wants to buy a new house with $200,000. like most people, he doesn't have nearly ? in savings. however, he is satisfied $40,000 in cash or 20% of the home's value. he goes to his local lender, smith-jones bank, to apply for a 30 year mortgage that recover the remaining 80%. as a condition, ? agrees to make monthly payments to the bank that recover part of the original loan amount that is the principal as well as interest. the prospective home buyer can decide whether to get an adjustable rate mortgage where the interest payments could change over the course of the loan or a fixed rate loan. if ? wants the predictibility of a steady monthly payment, he will pick a fixed rate loan. before fronting $160,000, the bank needs to be confident that ? can pay it back. lenders always have some protection in the form of the lein placed on the property. should ? fails to make his monthly payments, the bank can romove him from the house and resell it to another buyer, a process known as for closure. however, for closures can cost a bank considerable time and expense. so, as an extra precaution, the smith-jones' underwriting department take a close look at ?'s finances before deciding to extend the loan. as with most banks and specialized mortgage lenders, they look at his credit history, income and assets. once the application is approved, ? can proceed ? transaction and look for to living in his very own home.


難しめの単語や熟語の意味です。

  • front・・・~を渡す
  • extend・・・~を与える
pizyumi
プログラミング歴19年のベテランプログラマー。業務システム全般何でも作れます。現在はWeb系の技術を勉強中。
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