情報アイランド

「情報を制する者は世界を制す」をモットーに様々な情報を提供することを目指すブログです。現在はプログラミング関連情報が多めですが、投資関連情報も取り扱っていきたいです。

ディクテーションの実例82 市場価額が帳簿価格を下回っているローンについて

市場価額が帳簿価格を下回っているローンについて説明している下の動画でディクテーションをしてみました。

Explaining Underwater Loans
http://www.investopedia.com/video/play/what-are-underwater-loans-and-underwater-mortgages/

下がディクテーションしてみた結果です。私はリスニング力が低いので聞き取れなかった部分もありました。そのような部分は?で表しています。また、リスニング力が低いため聞き間違えている部分も多いかと思います。

もし聞き間違えている部分を見付けたら、コメントで教えてくださるととてもありがたいです。


being underwater on a loan means the value of an asset, such as a house, is less than the amount of the loan or loans used to purchase it. say, joe buys her house for $100,000. joe has $10,000 for down payment but still need to borrow $90,000. she goes to the bank and applies for a loan. the bank determines that the house is worth $90,000 and gives joe the loan. a few months after moving in, joe notices other houses in the neighborhood aren't selling. the owners of those homes are lowering their prices to sell them. suddenly, joe finds the value of her house is now only $80,000. the value of the house is less than what joe owes the bank for the house. this situation is referred to as being underwater or upside down on a loan. a loan on any assets such as a car, boat or motorcycle can also become underwater. simply missing payments can create an underwater loan, as interest in penalties increase the amount of outstanding while the resale value of many these assets can drop quickly. here are some tips to ensure your loan doesn't sink underwater. check the property values in areas you would consider living in. these stats can be found on most county web sites or at county recorders offices. when purchasing a car or motorcycle, check kelley blue book or other reliable sources to learn the true value of the purchase before you buy. finally, if making payments becomes difficult, contact your lender. often they will help you ? short-term financial difficulties and save you from becoming anchor to underwater loans.


難しめの単語や熟語の意味です。

  • underwater・・・市場価額が帳簿価格を下回る
  • move in・・・~に入居する
  • resale・・・転売
  • recorder・・・法務官
pizyumi
プログラミング歴19年のベテランプログラマー。業務システム全般何でも作れます。現在はWeb系の技術を勉強中。
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